Mortgage

Mortgages best buys

Mortgage best buys – fixed term deals – part one

You’ll only find suggestions here, not recommendations. If you are a first time buyer please seek financial advice before making any decision. The same advice goes to anyone taking out a mortgage.

The mortgage information supplied is best suited to re-mortgaging or for moving, but not for first time buyers. We do not provide advice and we do not receive remuneration for any of our suggestions.

Please make sure you do your research carefully!

NOTE

Mortgages are complex, it can be the biggest long term financial commitment you may ever make. Please seek professional financial advice.

Offers change regularly, always double check offers before applying.

Mortgage best buy suggestions – 2 year fixed term

HSBC – 1.34% – Two year fixed – 31/10/21 – Deposit 40% – Fee £999 Contact No. 0800 169 6333 – Website

Barclays – 1.61% – Two year fixed – 31/10/21 – Deposit 15% – Fee £999 Tel No. 0333 202 7580 – Website

Mortgage definition

A legal agreement by which a bank or building society lends money at interest in exchange for taking title of the debtor’s property, with the condition that the conveyance of title becomes void upon the payment of the debt.

Double check terms and conditions

Please note that on expiration of the fixed term, the mortgage will revert to a variable rate. This means it will cost you more. It is time to seek a new deal.

T&C’s

Please check terms and conditions with the mortgage supplier. Penalties may also be levied for completing a mortgage ahead of the term by paying more than the ‘agreed’ monthly payment.

Double check terms and conditions. Ask, then ask again.

Information correct at time published – these offers may be time dependent, please check date issued.

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