Will bullish investors soon become their own worst enemy?

Bear Bull

FOMO or greed call it what you like Are investors pushing stocks up too high and too fast? Will this likely lead to a pullback once the number of buyers grinds to a halt! U.S. stocks have extended gains this year, especially in the fourth quarter and investors expect the party to continue. Irony Ironically, this kind of fearless enthusiasm is the stock market’s biggest enemy, in my opinion. Chain reaction in motion Rising stock prices tend to make investors too optimistic – the FOMO effect takes over (Fear Of…

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Mortgage best buys

Mortgage

Mortgage best buys – fixed term deals – part two You’ll find suggestions here, not recommendations. If you are a first time buyer please seek financial advice before making any decision. In fact, whatever your situation – take financial advice first. The mortgage information supplied is best suited to re-mortgaging or for moving, but not first time buyers. We do not provide advice and we do not receive remuneration for any of our suggestions. Please make sure you do your research carefully! NOTE Mortgages are complex, it most probably will…

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Internet security software, try McAfee

Internet security

McAfee My favourite internet security software is McAfee – others are available. TIP – I have always found the best deals are available if you buy the physical product either in store or from an online shop – not by download. (See below). Example deal Argos £5.99 – McAfee Total Protection 1 Year 1 User. See also – Argos here for all deals. Please stay safe and secure online! Details correct at time of publishing. Please let me know if you notice details have changed. Please note that no remuneration…

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Mortgages best buys

Mortgage

Mortgage best buys – fixed term deals – part one You’ll only find suggestions here, not recommendations. If you are a first time buyer please seek financial advice before making any decision. The same advice goes to anyone taking out a mortgage. The mortgage information supplied is best suited to re-mortgaging or for moving, but not for first time buyers. We do not provide advice and we do not receive remuneration for any of our suggestions. Please make sure you do your research carefully! NOTE Mortgages are complex, it can…

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Food waste – 10 facts for you to digest

It’s a fact – most of us waste far too much! In the UK the average family throws away 22% of their weekly shop, which is worth £800 per year. In the U.S., the per-family equivalent is worth a staggering $2,275 each year! (Info’ from olioex.com). Food waste statistics 1. Over 1/3 of all food produced globally goes to waste. 2. The annual value of food wasted globally is $1 trillion, and it weighs 1.3 billion tonnes. 3. All the world’s nearly one billion hungry people could be fed on…

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Share watch – Centrica Plc

Is it time to buy Centrica Plc? Centrica’s share price has been utterly battered, plunging from happy day highs of around 400 pence to sad lows of today at just 69 pence. Has all the bad news been priced in? Is now a good time to buy Centrica? All the bad news Salary pay for the boss increased by 44% in April 2019 – that’s 72 times that of a Centrica employee. Surely not a good move for a failing company. At the very least, a salary increase should be…

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Online security – what can I do to stay safe online?

Internet Security

Online security is important! Hacking and cyber-attacks have become part of our everyday online lives, and we need to take these threats very seriously. There is much we can do to protect ourselves online. Here are a few simple steps we can all take to help keep our online lives safer. 1. Install internet security or at the very least anti-virus software. 2. Set-up anti spam filters (usually done as part of installing internet security). 3. Never ever open unknown links in emails. 4. Never ever give out your passwords…

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Compound interest, an investors best friend

Compound interest, an investors best friend This is why? The concept is very simple. Compound interest is simply interest added back to the original or principal sum and then more interest is earned or calculated on ‘that’ added interest over the next compounding period. Like this…Year one… Over a one year period: Take £1000 capital and add 5% interest (lucky if you can get it). That equals to £1050. That’s 1000 x 5% over 1 year = £1050. Now this is the best bit… Take your £1050 from the first…

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