Mortgage

Mortgage best buys – fixed term deals – part two

You’ll find suggestions here, not recommendations. If you are a first time buyer please seek financial advice before making any decision. In fact, whatever your situation – take financial advice first. The mortgage information supplied is best suited to re-mortgaging or for moving, but not first time buyers. We do not provide advice and we do not receive remuneration for any of our suggestions.

Please make sure you do your research carefully!

NOTE

Mortgages are complex, it most probably will be the biggest long term financial commitment you may ever make. Please seek professional financial advice.

Offers change regularly, always double check offers before applying.

Mortgage best buy suggestions – 5 year fixed term

NatWest – 1.98% – Five year fixed – 31/10/24 – Deposit 15% – Fee £995 Tel No. 0800 400 999 – Website

Barclays – 1.70% – Five year fixed – 31/10/24 – Deposit 40% – Fee £999 Tel No. 0333 202 7580 – Website

Mortgage application

Mortgage definition

A legal agreement by which a bank or building society lends money at interest in exchange for taking title of the debtor’s property, with the condition that the conveyance of title becomes void upon the payment of the debt.

Double check terms and conditions

Please note that on expiration of the fixed term, the mortgage will revert to a variable rate. This means it will cost you more. It is time to seek a new deal.

T&C’s

Please check terms and conditions with the mortgage supplier. Penalties may also be levied for completing a mortgage ahead of the term by paying more than the ‘agreed’ monthly payment.

Double check terms and conditions. Ask, then ask again.

Information correct at time published – these offers may be time dependent, please check date issued.

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